Heard on BBC2 radio this morning, “Its not about spending and then saving what is left, it is about saving and then spending what you have left”.
Thoughts on this please? Do you agree? How do you manage your finances? Do you think about a budget, or is there no need as you are automatically frugal?
Hmmm…not quite sure why when I googled ‘free images money’- every single one was US currency. What does that indicate?